Privacy Policy
Privacy Policy & Practices of Financial Insights, LLC
We at Financial Insights, LLC have always valued the trust our clients have placed in us and are committed to the responsible management, use, and protection of our clients’ personal information. We respect your privacy and are committed to protecting it through this Privacy Policy.
Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do with your personal information that you have provided to us for your consultation engagement and/or as a guest on our Website.
Information We Collect About You
Financial Insights, LLC collects personal information about you once engaged in a consulting agreement to help facilitate your financial consultation and fulfill legal and regulatory requirements. This includes, but is not limited to, information such as your name, address, birth date, Social Security number, account numbers and tax information.
Financial Insights, LLC collects nonpublic personal information from you as well as from other sources. The sources and the information collected may include but are not limited to:
Information You Provide to Us
Information you provide to us through telephonic, face-to-face meetings, electronic communication(s) including video and digital, postal or express courier services, and fax.
Information you provide to or from other unaffiliated third parties: tax preparers, employers, associations, benefit plan sponsors, estate planners, insurance agents attorneys, communication coaches, business valuation specialists, pension valuators, experts and other professionals involved in scope of your engagement with Financial Insights, LLC.
Sharing Information
We provide information about current or former clients from the sources described above to parties outside of our Firm only as described below:
As authorized by you. You may direct us, for example, to send information you provided us to a third party.
To a third party as necessary for the purpose for which it was provided, to enforce our terms of service or any other agreement between you and Financial Insights, LLC.
We may disclose any of the nonpublic personal information that we collect about you, as required to fulfill our engagement agreement or terms of service between Financial Insights, LLC and you and as permitted or required by law or regulation (i.e., responses to a subpoena or court order).
We may provide your information to any successor interest in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Financial Insight’s assets and/or business.
We may disclose information when legally compelled to do so, when we, in good faith, believe that the law requires it or for the protection of our legal rights or when compelled by a court or other governmental entity to do so.
Confidentiality and Security
We restrict access to information about you to those employees who need to know that information in order to provide services to you. We maintain physical, electronic, and procedural safeguards to maintain the confidentiality of your information.
We do not sell, share, or disclose your nonpublic personal information to unaffiliated third-party marketing companies.
Safeguarding Privacy
Financial Insights, LLC recognizes the need to prevent unauthorized access to the information we collect, including information held in electronic format. Financial Insights, LLC authorizes access to your nonpublic personal information only to parties with whom we have executed confidentiality/nondisclosure agreements and who need that information to serve you or to assist us in conducting our operations. We maintain physical, electronic, procedural, and contractual safeguards regarding your nonpublic personal information to ensure that we comply with our own policy, industry practices, and federal and state regulations. And we train our employees in the proper handling of sensitive information. Once your engagement is completed, and you become an inactive client, we will continue to adhere to the privacy policies and practices as described in this notice.
Privacy Online
Financial Insights, LLC maintains a public website at www.financialinsightsllc.com which provides current and potential clients a way to find out more about our services. Rest assured that when you visit our site, we will not try to gather any personal identifiable information from you without your knowing it. As a visitor to this Website, you can engage in most activities without providing any personal information. It is only when you seek to download resources, communicate with us or register for services, that you are required to provide information.
When accessing the Website, Financial Insights, LLC will learn certain information about you, both automatically and through voluntary actions you may take, during your visit. This policy applies to information we collect on the Website and in email, text, or other electronic messages between you and the Website.
Please read the Privacy Policy carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by the Privacy Policy. If you do not want to agree to the privacy P9olicy, you must not access or use the Website.
Children Under the Age of 13
Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.
If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at sandra.financialinsights@gmail.com
Information We Collect Through Automatic Data Collection Technology
As you navigate through our Website, we may use automatic data collection technologies including Google Analytics to collect certain information about your location, your traffic pattern through our website, and any communications between your computer and our Website. Among other things, we will collect data about the type of computer you use, your Internet connection, your IP address, your operating system, and your browser type.
The information we collect automatically is used for statistical data and will not include personal information. We use this data to improve our Website and our service offerings. To the extent that you voluntarily provide personal information to us, our systems will associate the automatically collected information with your personal information.
The following summarizes the extent to which we gather and use information obtained through our website.
Cookies – Similar to other commercial websites, our website utilizes a standard technology called “cookies” and server logs to collect information about how our site is used. A cookie is a very small text document, which often includes an anonymous unique identifier When you visit a website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser of your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites.
This is useful for having your browser remember some specific information which the web server can later retrieve. Cookies may last only through a single visit or remain on your computer until you delete them. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our site, and the websites visited just before and just after our own, as well as your IP address.
Pixels – Financial Insights, LLC reserves the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside websites so as to tailor advertising messages users see while visiting that social media website. Financial Insights, LLC reserves the right to use these pixels in compliance with the policies of the various social media sites.
Third Party Use of Cookies
Third Party Use – Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and access different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.
We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.
Access Data – Please note that when you visit our website, no personally identifiable information about you, such as your e-mail address, will be automatically collected by us.
Messaging Information
If you choose to correspond with us through email, you are by default providing us with an email address. We may retain the content of your email messages together with your email address and phone number, if provided, and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received online, mail, and telephone. This also applies when you register for our website, sign up through any of our forms using your email address or make a purchase on this site.
E-mail Policies – Email addresses or other information you voluntarily provide while visiting our website are used solely for the purpose of responding to your questions and use if you should engage the services of Financial Insights, LLC and will only be shared with others in accordance with applicable laws.
We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and will not disclose your email address to any third parties except as allowed in the section titled Disclosure of Your Information.
We will maintain the information you send via e-mail in accordance with applicable federal law.
In compliance with the CAN-SPAM Act, all emails sent from our organization will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, should we have an automatic email newsletter, all email messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further email communication from us. If you opt to receive any free resources, participate in any free training programs, register for a webinar, register for a live event, register for a seminar, or purchase any products sold by Financial Insights, LLC on this Website, we may enroll you automatically in this free email newsletter when published.
Any of Financial Insights’ automatic emails will provide users the opportunity to opt-out of receiving communications from us and our partners by reading the unsubscribe instructions located at the bottom of any email received via a subscription list.
Users who no longer wish to receive any newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the email.
Disclosure of Your Information
As a general rule, we do not sell, rent, lease, or otherwise transfer any information collected whether automatically or through your voluntary action.
We may disclose your personal information to our subsidiaries, affiliates, and service providers for the purpose of providing our services to you as described above.
Changes to Our Privacy Policy and Questions
While this privacy policy is delivered in writing annually while you are under an engagement agreement with Financial Insights, LLC, the policy may change from time to time. If we make material changes to how we treat our clients’ personal information, we will notify you by email to the email address specified in your account. The date the privacy policy was last revised is identified at the bottom of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you. You may review our current policy online at any time. Privacy protections apply automatically to all of our clients and former clients. If you have questions after reading this policy, please contact our office at 408.718.4839 or write us at: sandra.financialinsightsllc@gmail.com .